{"id":4367,"date":"2022-09-19T13:56:14","date_gmt":"2022-09-19T11:56:14","guid":{"rendered":"https:\/\/conor.zo.si\/blog\/?p=4367"},"modified":"2023-02-08T11:17:12","modified_gmt":"2023-02-08T10:17:12","slug":"kje-zavarovati-svojega-psa","status":"publish","type":"post","link":"https:\/\/conorsadventure.si\/blog\/2022\/09\/19\/kje-zavarovati-svojega-psa\/","title":{"rendered":"KJE ZAVAROVATI SVOJEGA PSA?"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"4367\" class=\"elementor elementor-4367\">\n\t\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3c76c4d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3c76c4d\" data-element_type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-9d89e44\" data-id=\"9d89e44\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-437cf51 elementor-widget elementor-widget-text-editor\" data-id=\"437cf51\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.15.0 - 20-08-2023 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p>Kje zavarovati svojega psa? Vpra\u0161anje na katerega \u017eal ni mo\u017eno \u00bbpravilno\u00ab odgovoriti, saj se vmes nahaja 101 spremenljivka\u00a0<img decoding=\"async\" class=\"emoji\" role=\"img\" draggable=\"false\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/1f606.svg\" alt=\"\ud83d\ude06\" \/>. \u010ce se vam zdi, da pretiravam si vzemite nekaj prostih popoldnevov in se zakopljite v zavarovalni\u0161ko solato splo\u0161nih pogojev. Namesto olja in kisa, pa priporo\u010dam kak\u0161en Red Bull\u00a0<img decoding=\"async\" class=\"emoji\" role=\"img\" draggable=\"false\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/1f61c.svg\" alt=\"\ud83d\ude1c\" \/>.<\/p>\n<p><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight ); word-spacing: normal;\">Ideja za \u010dlanek o zavarovanju psa, se mi je porodila kak\u0161nega pol leta nazaj. Potem sem potrebovala nekje par mesecev, da sem se kon\u010dno lotila. Ko pa sem se, sem spoznala, da slednja zadeva ne bo napisana kar tako \u00bbusput\u00ab.<\/span><\/p>\n<p><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight ); word-spacing: normal;\">Ve\u0161 ono, ko naivno misli\u0161, da bo\u0161 prebral eno, drugo in tretjo spletno stran na\u0161ih zavarovalnic, nekaj podatkov izlu\u0161\u010dil in dobil odgovor na vpra\u0161anje \u00bb<\/span><em style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight ); word-spacing: normal;\">Kje zavarovati svojega psa?\u00ab<\/em><\/p>\n<p><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight ); word-spacing: normal;\">Bolj se nebi mogla motiti. Ker mi je bilo nekega popoldneva po par urah branja razli\u010dnih informacij in 101 pogoja, \u0161e manj jasno. Sem se odlo\u010dila, da vsako izmed zavarovalnic kontaktiram ter zasujem s vpra\u0161anji. Potem je trajalo \u0161e par tednov, da sem bila z njihovimi odgovori zadovoljna in \u0161e dober teden, da sem uspela vse nekako spraviti na papir.<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-b169035 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b169035\" data-element_type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c49e0c8\" data-id=\"c49e0c8\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c2daea9 elementor-widget elementor-widget-heading\" data-id=\"c2daea9\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.15.0 - 20-08-2023 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h2 class=\"elementor-heading-title elementor-size-default\"><span style=\"color: rgb(50, 50, 50); font-family: Dosis, sans-serif; font-size: 16.5px; white-space: normal;\">ZAKAJ SPLOH ZAVAROVATI PSA?<\/span><\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8501663 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8501663\" data-element_type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-5565219\" data-id=\"5565219\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-cfe6618 elementor-widget elementor-widget-text-editor\" data-id=\"cfe6618\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight ); word-spacing: normal;\">Nesre\u010da nikoli ne po\u010diva, to se verjetno strinjamo? In, ker so na\u0161i ku\u017eki, poleg tega, da so prakti\u010dno enakovredni dru\u017einski \u010dlani, \u0161e zelo razigrani, pa na trenutke malce divji, tudi neposlu\u0161ni\u2026.se hitro zgodi kak\u0161na nezgoda. In takrat znajo biti veterinarski stro\u0161ki na meji grozljivke. Sama dnevno sre\u010dujem stranke, ki so pri veterinarjih pustile \u017ee po 1000 \u20ac in ve\u010d.<\/span><\/p>\n<p><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight ); word-spacing: normal;\">\u010ceprav bi nas ogromno dalo za svojega kosmatinca vse in \u0161e ve\u010d, se verjetno strinjamo, da bi vsem pasalo kak\u0161en evro prihraniti\u00a0<\/span><img decoding=\"async\" class=\"emoji\" style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight ); background-color: #ffffff; word-spacing: normal;\" role=\"img\" draggable=\"false\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/1f60e.svg\" alt=\"\ud83d\ude0e\" \/><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight ); word-spacing: normal;\">. No in zavoljo tega se vedno ve\u010d ljudi odlo\u010da za zavarovanje svojega ljubljen\u010dka, saj ti lahko v primeru bolezni oz. nezgode zavarovalnice povrnejo kar dobr\u0161en del stro\u0161kov.<\/span><\/p>\n<p>\u00a0<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-4c28acf\" data-id=\"4c28acf\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f1180ff elementor-widget elementor-widget-image\" data-id=\"f1180ff\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.15.0 - 20-08-2023 *\/\n.elementor-widget-image{text-align:center}.elementor-widget-image a{display:inline-block}.elementor-widget-image a img[src$=\".svg\"]{width:48px}.elementor-widget-image img{vertical-align:middle;display:inline-block}<\/style>\t\t\t\t\t\t\t\t\t<figure class=\"wp-caption\">\n\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" loading=\"lazy\" width=\"760\" height=\"448\" src=\"https:\/\/conorsadventure.si\/blog\/wp-content\/uploads\/2022\/09\/fotor_2023-2-7_7_48_13.jpg\" class=\"attachment-large size-large wp-image-5029\" alt=\"Zavarovanje psa\" srcset=\"https:\/\/conorsadventure.si\/blog\/wp-content\/uploads\/2022\/09\/fotor_2023-2-7_7_48_13.jpg 760w, https:\/\/conorsadventure.si\/blog\/wp-content\/uploads\/2022\/09\/fotor_2023-2-7_7_48_13-300x177.jpg 300w\" sizes=\"(max-width: 760px) 100vw, 760px\" \/>\t\t\t\t\t\t\t\t\t\t\t<figcaption class=\"widget-image-caption wp-caption-text\">Zavarovati svojega psa se spla\u010da, \u010de si kot npr. mi dosti pri veterinarju<\/figcaption>\n\t\t\t\t\t\t\t\t\t\t<\/figure>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-14c5aa9 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"14c5aa9\" data-element_type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c5d8142\" data-id=\"c5d8142\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-30118b5 elementor-widget elementor-widget-text-editor\" data-id=\"30118b5\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Tudi mi spadamo v skupino, kjer \u00bbnesre\u010da nikoli ne po\u010diva\u00ab. \u010ceprav imamo zadnjih nekaj mesecev mir (trkam na les), so bili lanski mesci iz vidika obiska veterinarja pestri. Zavoljo raznih majhnih po\u0161kodb ta\u010dk (ureznine, zlomljen krempelj, \u0161ivanje) smo bili skoraj mese\u010dno pri veterinarju.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-be5b01d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"be5b01d\" data-element_type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-ed738f6\" data-id=\"ed738f6\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c0f7cd2 elementor-widget elementor-widget-heading\" data-id=\"c0f7cd2\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><span style=\"color: rgb(50, 50, 50); font-family: Dosis, sans-serif; font-size: 16.5px; white-space: normal;\">Ampak...katero zavarovalnico izbrati?<\/span><\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-56e59dc elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"56e59dc\" data-element_type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3178c4b\" data-id=\"3178c4b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-fcc5614 elementor-widget elementor-widget-text-editor\" data-id=\"fcc5614\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight ); word-spacing: normal;\">V Sloveniji imamo tri ponudnike zavarovanj \u017eivali. Svojega ku\u017eka lahko zavarujete pri\u00a0<\/span><a style=\"background-color: #ffffff; font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight ); word-spacing: normal;\" href=\"https:\/\/www.triglav.si\/zavarovanja\/zasebni\/zavarovanje-malih-zivali\/zavarovanje-psov?gclid=Cj0KCQjw7MGJBhD-ARIsAMZ0eesTD0fbCLLFGNGbsAi8oPB57dGgnodjVsK8UB4ZNo6qY1xnaAUA57UaAhXlEALw_wcB\" target=\"_blank\" rel=\"noreferrer noopener\">Zavarovalnici Triglav,<\/a><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight ); word-spacing: normal;\">\u00a0<\/span><a style=\"background-color: #ffffff; font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight ); word-spacing: normal;\" href=\"https:\/\/www.zav-sava.si\/sl-si\/zavarovanja\/zivali\/nase-tacke\/?gclid=Cj0KCQjw7MGJBhD-ARIsAMZ0eesfCLw8AptNxB2i8KE-n9eJLpW4pEU3rJsSxj8jGXijWAXfq4ePjtMaAhNjEALw_wcB\" target=\"_blank\" rel=\"noreferrer noopener\">Zavarovalnici Sava (paket Moje Ta\u010dke)<\/a><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight ); word-spacing: normal;\">\u00a0in\u00a0<\/span><a style=\"background-color: #ffffff; font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight ); word-spacing: normal;\" href=\"https:\/\/www.generali.si\/zavarovanje\/kmetijstvo\/zavarovanje-psov-in-mack#page-top\" target=\"_blank\" rel=\"noreferrer noopener\">Zavarovalnica Generali (Moj Ku\u017ea).<\/a><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight ); word-spacing: normal;\">\u00a0Pod zadnjo spada tudi WIZ zavarovanje oz. paket\u00a0<\/span><a style=\"background-color: #ffffff; font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight ); word-spacing: normal;\" href=\"https:\/\/kuza.wiz.si\/\" target=\"_blank\" rel=\"noreferrer noopener\">WIZ Ku\u017ea.<\/a><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight ); word-spacing: normal;\">\u00a0Kolikor mi je uspelo ugotoviti pri brskanju po spletu in prejetih odgovorih, je razlika med Wiz Ku\u017ea (ki ga sklene\u0161 preko spleta) in Moj Ku\u017ea, da ima zadnji pri kritju odgovornosti iz posesti psa malo \u0161ir\u0161e kritje kot pri produktu WIZ Ku\u017ea. Zavarovanje preko spleta ponujata tudi Sava in Triglav.<\/span><\/p>\n<p><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight ); word-spacing: normal;\">Preden se odlo\u010dimo za zavarovanje svojega psa je dobro vedeti tudi nekaj dejstev o sebi, sploh pa o svojem psu\u2026.<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-0b729e8 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"0b729e8\" data-element_type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-26d0cfa\" data-id=\"26d0cfa\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-cac34c1 elementor-widget elementor-widget-heading\" data-id=\"cac34c1\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\"><span style=\"color: rgb(50, 50, 50); font-family: Dosis, sans-serif; font-size: 18px; text-align: center; white-space: normal;\">KOLIKO SEM PRIPRAVLJEN OD\u0160TETI ZA ZAVAROVANJE PSA?<\/span><\/h1>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-cb06317 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"cb06317\" data-element_type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-88571f6\" data-id=\"88571f6\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7860ffa elementor-widget elementor-widget-text-editor\" data-id=\"7860ffa\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight ); word-spacing: normal;\">V mnogih primerih se vse za\u010dne in kon\u010da pri denarju. Psa je namre\u010d mo\u017eno zavarovati \u017ee za pi\u010dlih\u00a0<\/span><a style=\"font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight ); word-spacing: normal; background-color: #ffffff;\" href=\"https:\/\/kuza.wiz.si\/\" target=\"_blank\" rel=\"noreferrer noopener\">4,17 \u20ac (Generali oz. Wiz)<\/a><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight ); word-spacing: normal;\">, ali pa 51,30\u20ac (Triglav) na mesec. Seveda je treba nujno izpostaviti, da je razlika med prvim, cenej\u0161im in drugim, dra\u017ejim enormna.<\/span><\/p>\n<p><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight ); word-spacing: normal;\">Zgolj za ob\u010dutek, si poglejmo kaj prvi in drug primer ponujata.<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-243595f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"243595f\" data-element_type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-688ddf0\" data-id=\"688ddf0\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0f3bfcf elementor-widget elementor-widget-heading\" data-id=\"0f3bfcf\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><p style=\"color: rgb(122, 122, 122); font-size: 15px; font-weight: 400; text-transform: none; white-space: normal;\"><span style=\"color: rgb(50, 50, 50); font-family: Dosis, sans-serif; font-size: 1.1em; font-weight: bold; text-transform: uppercase; word-spacing: normal;\">DENIMO NAJCENEJ\u0160A IZBIRA ZAVAROVANJA T. I. \u00bbMALI PAKET\u00ab GENERALI\/WIZ NUDI:<\/span><span style=\"color: var( --e-global-color-primary ); font-family: var( --e-global-typography-primary-font-family ), Sans-serif; font-size: 2em; font-weight: var( --e-global-typography-primary-font-weight ); text-transform: uppercase; white-space: pre-wrap; word-spacing: normal;\"><\/span><\/p><\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1e80394 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1e80394\" data-element_type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-eda5df1\" data-id=\"eda5df1\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f62cedf elementor-widget elementor-widget-text-editor\" data-id=\"f62cedf\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul>\n<li><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; word-spacing: normal; font-weight: bold;\">Ku\u017ea PRIDEN<\/span><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight ); word-spacing: normal;\">\u00a0<\/span><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; word-spacing: normal; font-weight: bold;\">\u2013 zna\u0161a zavarovalna vsota 20.000 \u20ac<\/span><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight ); word-spacing: normal;\">\u00a0\u2013 Krije odgovornost za \u0161kodo, ki jo lahko zavarovan ku\u017ea povzro\u010di tretjim osebam. Kritje se nana\u0161a tako na od\u0161kodninsko odgovornost nas(zavarovanca) ali drugega imetnika (vodnika) zavarovanega ku\u017eka, ki je odgovoren za \u0161kodo za po\u0161kodbo osebe ali \u0161kodo na stvareh (da si boste la\u017eje predstavljali, va\u0161 ku\u017ea napade \u010dloveka, pri padcu pride do materialne in fizi\u010dne \u0161kode, zavarovalnica krije del stro\u0161kov).<\/span><\/li>\n<li><span style=\"font-weight: bold;\">Ku\u017ea ZDRAVJE<\/span>\u00a0<span style=\"font-weight: bold;\">\u2013 zna\u0161a zavarovalna vsota 1000 \u20ac<\/span>\u00a0\u2013\u00a0 Krije stro\u0161ke zdravljenja zavarovanega ku\u017eka, ki nastanejo kot posledica NEZGODE (ne BOLEZNI!)<\/li>\n<li><span style=\"font-weight: bold;\">Ku\u017ea \u017dIVLJENJE<\/span>\u00a0\u2013\u00a0<span style=\"font-weight: bold;\">zna\u0161a zavarovalna vsota 500 \u20ac<\/span>\u00a0\u2013\u00a0 Krije primer smrti ku\u017eka zaradi NEZGODE oziroma njegovo uspavanje s pomo\u010djo veterinarja.<\/li>\n<\/ul>\n<p><a style=\"font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight ); word-spacing: normal; background-color: #ffffff;\" href=\"https:\/\/www.generali.si\/documents\/180316\/292742\/Splo%C5%A1ni+pogoji+za+zavarovanje+Moj+Ku%C5%BEa+01_IKU_01_20\/39720aca-fdae-43c8-83f4-01cb62bda655\" target=\"_blank\" rel=\"noreferrer noopener\">(povzeto Zavarovalnica Generali, Splo\u0161ni pogoji zavarovanje moj ku\u017ea 01-IKU-01\/20, str. 1<\/a><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-45e0b0d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"45e0b0d\" data-element_type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-b606ea3\" data-id=\"b606ea3\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-05b2176 elementor-widget elementor-widget-text-editor\" data-id=\"05b2176\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div><span style=\"color: #323232; font-family: Dosis, sans-serif;\"><span style=\"font-size: 16.5px; text-transform: uppercase;\"><b>\u00a0<\/b><\/span><\/span><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight ); word-spacing: normal;\">Na drugi strani imate pri ZAVAROVALNICI TRIGLAV za \u017ee omenjen mese\u010dni znesek 51,30\u20ac (povzeto iz na\u0161e informativne ponudbe) zavarovano skorajda vse. (\u010de od\u0161tejemo razli\u010dne dedne bolezni + \u010de se dotaknemo teme okoli pomembnosti pasme psa \u2013 o tem kasneje)<\/span><\/div>\n<p><span style=\"font-weight: bold; color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; word-spacing: normal;\">Vzela sem njihov najdra\u017eji mo\u017een paket Paket COMFORT, z na\u0161o soudele\u017ebo zgolj 10% (ve\u010d o tem kaj je to spodaj) + letni agregat 6000 \u20ac (kar je najve\u010d mo\u017eno in tega nima nobena druga zavarovalnica).<\/span><\/p>\n<p><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight ); word-spacing: normal;\">Ker je tega kaj vse ponuja njihov najdra\u017eji paket ogromno, sem izpisala zgolj en del vsega.<\/span><\/p>\n<p><a style=\"font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight ); background-color: #ffffff; word-spacing: normal;\" href=\"https:\/\/www.triglav.si\/wps\/wcm\/connect\/916b1fba-6c8f-4c17-a001-6b1ca058fc51\/PG-ziv-psizd-14-4.pdf?MOD=AJPERES&amp;CONVERT_TO=url&amp;CACHEID=ROOTWORKSPACE-916b1fba-6c8f-4c17-a001-6b1ca058fc51-mVJN.SZ\" target=\"_blank\" rel=\"noreferrer noopener\">(povzeto Zavarovalnica Triglav, Splo\u0161ni pogoji za zavarovanje psov, ma\u010dk in ostalih dru\u017enih \u017eivali, str.2)<\/a><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-74b7dc1 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"74b7dc1\" data-element_type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2d8c54d\" data-id=\"2d8c54d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7569637 elementor-widget elementor-widget-heading\" data-id=\"7569637\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><p style=\"color: rgb(122, 122, 122); font-size: 15px; font-weight: 400; text-transform: none; white-space: normal;\"><span style=\"color: rgb(50, 50, 50); font-family: Dosis, sans-serif; font-size: 1.1em; font-weight: bold; text-transform: uppercase; word-spacing: normal;\">Paket comfort poleg stro\u0161kov iz paketa mali in veliki \u0161e krije stro\u0161ke:<\/span><span style=\"color: var( --e-global-color-primary ); font-family: var( --e-global-typography-primary-font-family ), Sans-serif; font-size: 2em; font-weight: var( --e-global-typography-primary-font-weight ); text-transform: uppercase; white-space: pre-wrap; word-spacing: normal;\"><\/p><\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-bf1d7c2 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"bf1d7c2\" data-element_type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-044077a\" data-id=\"044077a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9adc932 elementor-widget elementor-widget-text-editor\" data-id=\"9adc932\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul>\n<li>zdravljenja z mati\u010dnimi celicami;<\/li>\n<li>pregleda, diagnostike ter zdravljenja v okviru dopolnilnih zdravljenj (fizioterapija in rehabilitacija, manualna terapija, hidromasa\u017ea, limfna drena\u017ea, kiropraktika, osteopatija);<\/li>\n<li>pregleda, diagnostike ter zdravljenja v okviru alternativnih zdravljenj (akupunktura, akupresura, homeopatska zdravila, biolo\u0161ka zdravila, bioresonanca)\u2026<\/li>\n<li>itd\u2026<\/li>\n<\/ul>\n<p><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight ); word-spacing: normal;\">Skratka zgolj za predstavo, da na za\u010detku dobite ob\u010dutek, kje se okvirno gibajo stro\u0161ki zavarovanja. Vsaka zavarovalnica pa seveda ponuja cenej\u0161e in dra\u017eje variante<\/span><img decoding=\"async\" class=\"emoji\" style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight ); background-color: #ffffff; word-spacing: normal;\" role=\"img\" draggable=\"false\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/1f609.svg\" alt=\"\ud83d\ude09\" \/><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight ); word-spacing: normal;\">, logi\u010dno.<\/span><\/p>\n<div><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight ); word-spacing: normal;\">Preden se v nadaljevanju \u00bbvtaknem\u00ab v t.i. droben tisk in vas opozorim na nekaj \u00bbgood to know\u00ab dejstev, morda \u0161e prej nekaj osnovnih razlag.<\/span><\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-d2dbe96 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d2dbe96\" data-element_type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4cf3415\" data-id=\"4cf3415\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b2a067b elementor-widget elementor-widget-heading\" data-id=\"b2a067b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><span style=\"color: rgb(50, 50, 50); font-family: Dosis, sans-serif; font-size: 18px; text-align: center; white-space: normal;\">KAJ JE TO LETNI AGREGAT? PA SOUDELE\u017dBA? IN KAJ ZA BOGA JE TO KARENCA?\n<\/span><\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c50cdcd elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c50cdcd\" data-element_type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3e8a509\" data-id=\"3e8a509\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a99d35d elementor-widget elementor-widget-text-editor\" data-id=\"a99d35d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div>\n<p><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight ); word-spacing: normal;\">Kar se mojega mnenja ti\u010de, je treba na za\u010detku preden se sploh lotimo pogovarjanja z dolo\u010deno zavarovalnico, pogledati nekaj osnovnih stvari.<\/span><\/p>\n<p><span style=\"color: #323232; font-family: Dosis, sans-serif; font-size: 1.1em; font-weight: bold; text-transform: uppercase;\">KOLIKO ZNA\u0160AJO LETNI AGREGATI PO PAKETIH?<\/span><\/p>\n<p><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight ); word-spacing: normal;\">Primer:<\/span><\/p>\n<\/div>\n<ul>\n<li><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; word-spacing: normal; font-weight: bold;\">Zavarovalnica Triglav<\/span><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight ); word-spacing: normal;\">\u00a0ima 2000 \u20ac, 3000 \u20ac in 6000 \u20ac letnega agregata<\/span><\/li>\n<li><span style=\"font-weight: bold;\">Zavarovalnica Sava<\/span>\u00a0ima 1000\u20ac, 2000\u20ac in 4000 \u20ac letnega agregata.<\/li>\n<li><span style=\"font-weight: bold;\">Generali\/WIZ<\/span>\u00a0ima zgolj 1000 \u20ac letnega agregata.<\/li>\n<\/ul>\n<p><span style=\"color: #323232; font-family: Dosis, sans-serif;\"><span style=\"font-size: 16.5px; text-transform: uppercase;\"><b>pomembnost soudele\u017ebe<\/b><\/span><\/span><\/p>\n<p><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight ); word-spacing: normal;\">Poleg razli\u010dne vi\u0161ine letnih agregatov in vsebine paketov je izredno pomembno, da se pozanimamo koliko % zna\u0161a soudele\u017ebe zavarovanca oz. koliko bomo mogli vedno minimalno prispevati pri veterinarskih stro\u0161kih oz. pri stro\u0161kih, \u010de bo na\u0161 pes koga napadel.<\/span><\/p>\n<p><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight ); word-spacing: normal;\">Primer:<\/span><\/p>\n<ul>\n<li><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; word-spacing: normal; font-weight: bold;\">Zavarovalnica Triglav<\/span><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight ); word-spacing: normal;\">\u00a0ima kar precej mo\u017enosti in sicer izbiramo lahko med 10%, 25% in 50% soudele\u017ebo, kadar gre za povrnitev \u0161kode iz vidika zdravljenja\/nezgode. Pri obra\u010dunu od\u0161kodnine iz zavarovanja odgovornosti lastnika psov se upo\u0161teva vsakokratna soudele\u017eba zavarovanca pri \u0161kodi v vi\u0161ini 10 %, vendar ne manj kot 210 EUR.<\/span><\/li>\n<li><span style=\"font-weight: bold;\">Zavarovalnica Sava<\/span>\u00a0ima v svojih pogojih zapisano, da v primeru pogina zaradi nezgode, oziroma zdravljenja zaradi bolezni ali nezgode, do dopolnjenega 5 leta starosti, smo soudele\u017eeni 10 % oz. ne manj kot 50 \u20ac. Ko pes dopolni 5 let, se soudele\u017eba zvi\u0161a na 20 % oz. ne manj kot 50 \u20ac. Ko gre za zavarovanje odgovornosti je treba pla\u010dati minimalni znesek 200 \u20ac zgolj v primeru nepremo\u017eenjske (nematerialne) \u0161kode, torej, \u010de ku\u017ea koga ugrizne.<\/li>\n<li><span style=\"font-weight: bold;\">Zavarovalnica Generali\u00a0<\/span>ima v splo\u0161nih pogojih zapisano, da moramo pri pla\u010dilu stro\u0161kov kriti 30% kon\u010dnega zneska. Pri popla\u010dilu od\u0161kodninskih zahtevkov pa 10 %, vendar ne manj kot 250 \u20ac.<\/li>\n<\/ul>\n<p><span style=\"font-weight: bold; color: #323232; font-family: Dosis, sans-serif; font-size: 16.5px; text-transform: uppercase;\">Dobro je veceti kaj je to karenca<\/span><\/p>\n<p><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight ); word-spacing: normal;\">Zgolj v opozorilo naj razlo\u017eim, da je karenca, ko dolo\u010den del zavarovanja \u0161e \u00bbne velja\u00ab oz. je obdobje brez zavarovalnega jamstva. Nasploh je verjetno vsem logi\u010dno, da ne moremo zavarovati psa in nato slednji \u00bb\u010dude\u017eno\u00ab, \u010dez dan ali dva zboli, pride do nezgode in mi pri\u010dakujemo, da bo zavarovalnica vse krila. Karenca je namenjena sploh temu, da se zavarovalnica zavaruje pred zlorabami. Dogajalo se je, da se je psa najprej zavarovalo (vmes se je po\u010dakalo z odhodom do veterinarja) in se nato uveljavljalo zavarovanje.<\/span><\/p>\n<p><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight ); word-spacing: normal;\">Tukaj naj zgolj izpostavim, da\u00a0<\/span><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; word-spacing: normal; font-weight: bold;\">bodite pozorni, \u010de boste psa zavarovali za ve\u010dje stvari, kot je ortopedija, zdravljenje raka itd.\u00a0<\/span><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight ); word-spacing: normal;\">Denimo ravno pri\u00a0<\/span><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; word-spacing: normal; font-weight: bold;\">Zavarovalnici Triglav in Sava je karenca za omenjeno zdravljenje 180 dni<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6b242ba elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6b242ba\" data-element_type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3a1c885\" data-id=\"3a1c885\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b488ec9 elementor-widget elementor-widget-heading\" data-id=\"b488ec9\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><span style=\"color: rgb(50, 50, 50); font-family: Dosis, sans-serif; font-size: 18px; text-align: center; white-space: normal;\">KAK\u0160NE PASME JE VA\u0160 KU\u017dA? PODATEK, KI JE V DOLO\u010cENIH PRIMERIH\/ZAVAROVALNICAH NUJEN!\n<\/span><\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ad5afa2 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ad5afa2\" data-element_type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-1a103e0\" data-id=\"1a103e0\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0c3de72 elementor-widget elementor-widget-text-editor\" data-id=\"0c3de72\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<h5 style=\"word-spacing: 0px;\">DOLO\u010cENE PASME PRI NEKATERIH ZAVAROVALNICAH NE MORE\u0160 ZAVAROVATI ZA PRIMER ODGOVORNOSTI<\/h5>\n<p>Eno izmed bolj pomembnih vpra\u0161anj. Dejansko, ker \u010de imate doma naslednje pasme: ameri\u0161ki pitbull terier, ameri\u0161ki staffordshirski terier, staffordshirski bullterier, bullterier, neapeljski mastif, bordojska doga, argentinska doga, rottweiler, doberman, fila brasileiro, bandog, ameri\u0161ki bulldog, kavka\u0161ki ov\u010dar, mastif, cane corso, \u010de\u0161koslova\u0161ki vol\u010djak, sarlooslov vol\u010djak in tosa inu \u2013 potem zanj pri Zavarovalnici Triglav in delno pri Zavarovalnici Generali (imajo manj\u0161i seznam t.i. \u00bbnevarnih pasem)\u00a0<span style=\"font-weight: bold;\">NI mo\u017eno skleniti zavarovanje odgovornosti.<\/span><\/p>\n<p>\u010ce mene vpra\u0161ate in bom povedala brez dlake na jeziku. Zame je to totalen absurd, da se lo\u010di zavarovanje odgovornosti glede na pasme. Sama sem v \u017eivljenju sre\u010dala dosti ve\u010d manj\u0161ih popadljivih pasem, kot pa zgoraj na\u0161tete. Poznam kar nekaj staffordov, ki so prave muce\u00a0<img decoding=\"async\" class=\"emoji\" role=\"img\" draggable=\"false\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/1f60d.svg\" alt=\"\ud83d\ude0d\" \/>.<\/p>\n<div><span style=\"font-weight: bold; color: #323232; font-family: Dosis, sans-serif; text-transform: uppercase; word-spacing: normal; font-size: 1.1em;\">DOLO\u010cENE PASME SO BOLJ PODVR\u017dENE NEKATERIM BOLEZNIM<\/span><\/div>\n<p>Na slednje so zelo pozorni pri Zavarovalnici Sava. \u010ceprav na prvi pogled spet morda malce zoprna ali za koga absurdna zadeva, je po tem, ko se malce pozanima\u0161 in informira\u0161 slednje \u00bblo\u010devanje\u00ab povsem na mestu\u00a0<img decoding=\"async\" class=\"emoji\" role=\"img\" draggable=\"false\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/1f61f.svg\" alt=\"\ud83d\ude1f\" \/>. Denimo belgijski ov\u010darji spadajo med izredno zdrave pasme z malo zdravstvenimi te\u017eavami. \u017dal isto ne velja za kratkogob\u010dne pasme, npr. Mops, ki je na \u017ealost podvr\u017een celemu kupu razli\u010dnih bolezni. Podobno velja \u017eal tudi za Angle\u0161kega buldoga.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-e439e20\" data-id=\"e439e20\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-68474f0 elementor-widget elementor-widget-image\" data-id=\"68474f0\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t<figure class=\"wp-caption\">\n\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" loading=\"lazy\" width=\"471\" height=\"640\" src=\"https:\/\/conorsadventure.si\/blog\/wp-content\/uploads\/2022\/09\/fotor_2023-2-7_9_9_6.jpg\" class=\"attachment-large size-large wp-image-5051\" alt=\"zavarovanje psa\" srcset=\"https:\/\/conorsadventure.si\/blog\/wp-content\/uploads\/2022\/09\/fotor_2023-2-7_9_9_6.jpg 471w, https:\/\/conorsadventure.si\/blog\/wp-content\/uploads\/2022\/09\/fotor_2023-2-7_9_9_6-221x300.jpg 221w\" sizes=\"(max-width: 471px) 100vw, 471px\" \/>\t\t\t\t\t\t\t\t\t\t\t<figcaption class=\"widget-image-caption wp-caption-text\">Ne zdi se mi prav, da se dolo\u010denih pasem ne more zavarovati za odgovornost kot npr. Am.staffordshierskega terierja<\/figcaption>\n\t\t\t\t\t\t\t\t\t\t<\/figure>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c38b85f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c38b85f\" data-element_type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-d6a9356\" data-id=\"d6a9356\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a7528d7 elementor-widget elementor-widget-text-editor\" data-id=\"a7528d7\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight ); word-spacing: normal;\">Pri Zavarovalnici Sava lo\u010dijo pasme psov glede na razred. V vi\u0161jem razredu, kot se tvoja ku\u017ea nahaja, \u017eal bo\u0161 imel tudi dra\u017eje zavarovanje, saj se predvideva, da bo ku\u017ea podvr\u017een pogostej\u0161im zdravstvenim te\u017eavam in bo\u0161 posledi\u010dno ve\u010dkrat pri veterinarju.<\/span><\/div>\n<div><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight ); word-spacing: normal;\">\u00a0<\/span><\/div>\n<div><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight ); word-spacing: normal;\">Kot sem rekla\u2026vem morda, se komu sli\u0161i to absurdno. Pa vendar, vpra\u0161anje. Zakaj bi jaz, ki sem bila pri izbiri psa izredno pozorna na rodovnik, zdravstveno stanje star\u0161ev itd\u2026morala pla\u010devati isto zavarovanje, kot nekdo, ki je denimo kupil psa pri \u0161teparju, pa \u0161e to pasmo, ki je \u017ee v osnovi podvr\u017eena razli\u010dnim boleznim?<\/span><\/div>\n<div><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight ); word-spacing: normal;\">\u00a0<\/span><\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-fa15337 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"fa15337\" data-element_type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-209694f\" data-id=\"209694f\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c3c1b73 elementor-widget elementor-widget-text-editor\" data-id=\"c3c1b73\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div><span style=\"font-weight: bold; color: #323232; font-family: Dosis, sans-serif; font-size: 1.1em; text-transform: uppercase; word-spacing: normal;\">KAJ PA STAROST PSA?<\/span><\/div>\n<p>Starost psa s samo pasmo nima nobene veze, pa vendar je izredno pomembno koliko je va\u0161 ku\u017ea ob prvem zavarovanju star, saj ve\u010dina zavarovalnic starej\u0161ih psov \u017eal ne zavaruje.<\/p>\n<ul>\n<li><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; word-spacing: normal; font-weight: bold;\">Zavarovalnica Generali<\/span><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight ); word-spacing: normal;\">\u00a0<\/span><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; word-spacing: normal; font-weight: bold;\">prvi\u010d<\/span><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight ); word-spacing: normal;\">\u00a0zavaruje pse od 3.meseca starosti naprej, pa do dopolnjenega 12.leta, \u010de je ku\u017ea star ve\u010d kot 10 let, se ga zavaruje zgolj pod pogojem, \u010de je pri njih neprekinjeno zavarovan od 7. leta naprej.<\/span><\/li>\n<li><span style=\"font-weight: bold;\">Zavarovalnica Triglav<\/span>\u00a0prvi\u010d zavaruje psa\u00a0<span style=\"font-weight: bold;\">od 2.meseca do 7. leta starosti<\/span>. Ku\u017eka pa je mo\u017eno za primer pogina ali usmrtitve zaradi bolezni\/nezgode zavarovati zgolj do 10ega leta.<\/li>\n<li><span style=\"font-weight: bold;\">Zavarovalnica Sava<\/span>\u00a0prvi\u010d zavaruje psa\u00a0<span style=\"font-weight: bold;\">od 3.meseca do 12. leta<\/span>\u00a0starosti. Z odobritvijo strokovne slu\u017ebe, pa je mo\u017eno zavarovati tudi starej\u0161e pse.<\/li>\n<\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e32a1f2 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e32a1f2\" data-element_type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-32ddfd6\" data-id=\"32ddfd6\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9680a57 elementor-widget elementor-widget-heading\" data-id=\"9680a57\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><span style=\"color: rgb(50, 50, 50); font-family: Dosis, sans-serif; font-size: 18px; text-align: center; white-space: normal;\">Analiza razli\u010dnih zavarovalnic<\/span><\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e0d8c61 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e0d8c61\" data-element_type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-46fdb06\" data-id=\"46fdb06\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-295511d elementor-widget elementor-widget-text-editor\" data-id=\"295511d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Sedaj, ko smo se okvirno uspeli spoznati in si raz\u010distiti dolo\u010dene pojme. In na kaj je treba biti pozoren, si \u0161e oglejmo vsako posamezno ponudbo zavarovalnice. Naj \u0161e povem, da je izra\u010dun oz. ocena narejena na podlagi Conorja. Torej gre za 17 mese\u010dnega rodovni\u0161kega belgijskega ov\u010darja.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5758b1d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5758b1d\" data-element_type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-0e2532e\" data-id=\"0e2532e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4f22260 elementor-widget elementor-widget-heading\" data-id=\"4f22260\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><span style=\"color: rgb(50, 50, 50); font-family: Dosis, sans-serif; font-size: 18px; text-align: center; white-space: normal;\">zAVAROVALNICA GENERALI OZ. SPLETNA ZAVAROVALNICA WIZ<\/span><\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a691876 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a691876\" data-element_type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-cf7fde4\" data-id=\"cf7fde4\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-bca8dc6 elementor-widget elementor-widget-image\" data-id=\"bca8dc6\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" loading=\"lazy\" width=\"150\" height=\"150\" src=\"https:\/\/conorsadventure.si\/blog\/wp-content\/uploads\/2022\/09\/generali-logo-150x150.png\" class=\"attachment-thumbnail size-thumbnail wp-image-5056\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6cc098a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6cc098a\" data-element_type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-a60b5b1\" data-id=\"a60b5b1\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3cc3af2 elementor-widget elementor-widget-text-editor\" data-id=\"3cc3af2\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p style=\"word-spacing: 0px;\"><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight ); font-size: 15px; word-spacing: normal;\">PRI OMENJENI ZAVAROVALNICI JE ZAVAROVANA CELA NA\u0160A DRU\u017dINA. OBA S PRIMO\u017dEM IMAVA ZAVAROVANA OBA AVTA. KAJ SE TI\u010cE NAJINEGA AGENTA V SE\u017dANI, NIMAVA RES NOBENIH PRIPOMB\u2026<\/span><\/p>\n<p style=\"word-spacing: 0px;\"><span style=\"color: #323232; font-family: Dosis, sans-serif; font-size: 1em; font-weight: bold; text-transform: uppercase;\">TODA\u2026.<\/span><\/p>\n<p style=\"word-spacing: 0px;\"><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight ); word-spacing: normal;\">Ko pa pride\u0161 do zavarovanja psa in njihovega produkta Moj Ku\u017ea, pa \u017eal po mojem subjektivnem mnenju niso konkuren\u010dni (Triglavu in Savi). Glede na njihovo ponudbo predvidevam, da je verjetno vpra\u0161anje \u010dasa, kdaj bodo posodobili celoten paket.<\/span><\/p>\n<p style=\"word-spacing: 0px;\"><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight ); word-spacing: normal;\">Zavarovalnica Generali ponuja tri pakete (povzeto Splo\u0161ni pogoji zavarovanje moj ku\u017ea 01-IKU-01\/20, str. 1),<\/span><\/p>\n<ul>\n<li><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; word-spacing: normal; font-weight: bold;\">Mali paket, cena 50,04\u20ac na leto oz. 4,17 \u20ac\/mesec<\/span><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight ); word-spacing: normal;\">\u00a0(kaj vsebuje sem pisala \u017ee zgoraj)<\/span><\/li>\n<li><span style=\"font-weight: bold;\">Srednji paket, cena 179,40 \u20ac na leto oz. 14,95 \u20ac\/mesec<\/span>, dodatno \u0161e vsebuje\n<ul>\n<li>KU\u017dA ZDRAVJE + &#8211; kar pomeni, da krije stro\u0161ke zdravljenja, ki nastanejo zaradi nezgodi ali bolezni. Vendar ne krije diagnostike in zdravstvenih posegov, ki se nana\u0161ajo na hrbtenico, kolenski\/komol\u010dni sklep in kolke ter obolenje raka. (ne krije ortopedije in raka).<\/li>\n<\/ul>\n<ul>\n<li>KU\u017dA \u017dIVLJENJE + &#8211; krije primer smrti ku\u017eka zaradi bolezni ali nezgode oz. \u010de mu preti neposredna nevarnost zaradi bolezni ali nezgode.<\/li>\n<\/ul>\n<\/li>\n<li><span style=\"font-weight: bold;\">Veliki paket, cena 239,04\u20ac na leto oz. 19,92\u20ac\/mesec<\/span>, kot prej\u0161nji paketi zgolj nadgradnja:\n<ul>\n<li>KU\u017dA ZDRAVJE ++: Krije isto kot zgornji paket, vendar \u0161e dodatno tudi diagnosti\u010dne storitve in zdravstvene posege (vklju\u010dno z operacijami), vklju\u010dno z ortopedijo in rakom.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<h5 style=\"word-spacing: 0px;\">KAJ ME JE ZMOTILO&#8230;<\/h5>\n<p>Na\u010deloma vsebina produkta ne izgleda slaba, dokler ne za\u010dne\u0161 brati splo\u0161nih pogojev in drobnega tiska. Osebno me je najbolj zanimalo kako ugotavljajo, da dolo\u010dena bolezen spada pod dedno in kako zdravijo dolo\u010dene bolezni, pri katerih vemo, da imajo lahko izredno dolgo inkubacijsko dobo (Anaplazmoza, Lej\u0161manioza itd). Posledi\u010dno je izredno te\u017eko dokazat, ali je pes zbolel pred nastopom zavarovanja ali po njem.<\/p>\n<p>\u010ceprav sem posku\u0161ala zastavljati in vztrajati pri izredno to\u010dnih primerih in direktnih vpra\u0161anjih, sem \u017eal dobila bolj kot ne same dvoumne odgovore. Mene kot stranko namre\u010d to\u010dno zanima kaj imam zavarovano in \u010desar nimam.<\/p>\n<p>Denimo konkretno sem jim navedla spodnji primer:<\/p>\n<ul>\n<li><em>Primer displazija kolkov, vemo, da je delno posledica genetike, na poslab\u0161anje stanja pa lahko vpliva tudi neustrezna prehrana in pretirano obremenjevanje sklepov mladi\u010da v dobi odra\u0161\u010danja.. Denimo primer, ki ga poznam osebno, gre za nem\u0161kega ov\u010darja z rodovnikom, mladi\u010da dveh vrhunskih star\u0161ev. Pri 8ih mesecih so mu diagnosticirali izredno hudo displazijo kolkov. Kaj bi naredila zavarovalnica v tem primeru, \u010de bi bil omenjen mladi\u010d pri vas zavarovan od 4meseca naprej. Ali se slednja operacija nato krije?<\/em><\/li>\n<\/ul>\n<p>Dobila sem ponovno izredno politi\u010den dvoumen odgovor, kjer je bilo re\u010deno, da je v tem primeru vse odvisno od veterinarjeve anamneze.<\/p>\n<p><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight ); word-spacing: normal;\">Prav tako me je izredno zmotila nizka premija za primer smrti ku\u017eka. Zna\u0161a namre\u010d zgolj 500 \u20ac in vsak rodovni\u0161ki pes stane dosti ve\u010d, \u010de ne x-krat ve\u010d. Se pa je bojda mo\u017eno individualno dogovoriti za vi\u0161ji znesek za primer smrti.<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-b44e46c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b44e46c\" data-element_type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c101724\" data-id=\"c101724\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-00a05a7 elementor-widget elementor-widget-heading\" data-id=\"00a05a7\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><span style=\"color: rgb(50, 50, 50); font-family: Dosis, sans-serif; font-size: 18px; text-align: center; white-space: normal;\">ZAVAROVALNICA TRIGLAV (TUDI PRI NJIH JE MO\u017dNO SKLENITI ZAVAROVANJE PREKO SPLETA<\/span><\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2836d90 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2836d90\" data-element_type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5fa68ce\" data-id=\"5fa68ce\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-bc0e2a8 elementor-widget elementor-widget-image\" data-id=\"bc0e2a8\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" loading=\"lazy\" width=\"300\" height=\"95\" src=\"https:\/\/conorsadventure.si\/blog\/wp-content\/uploads\/2022\/09\/Zavarovalnica_Triglav_Logo.svg_-300x95.png\" class=\"attachment-medium size-medium wp-image-5060\" alt=\"\" srcset=\"https:\/\/conorsadventure.si\/blog\/wp-content\/uploads\/2022\/09\/Zavarovalnica_Triglav_Logo.svg_-300x95.png 300w, https:\/\/conorsadventure.si\/blog\/wp-content\/uploads\/2022\/09\/Zavarovalnica_Triglav_Logo.svg_-1024x323.png 1024w, https:\/\/conorsadventure.si\/blog\/wp-content\/uploads\/2022\/09\/Zavarovalnica_Triglav_Logo.svg_-768x242.png 768w, https:\/\/conorsadventure.si\/blog\/wp-content\/uploads\/2022\/09\/Zavarovalnica_Triglav_Logo.svg_.png 1280w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-464a8b7 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"464a8b7\" data-element_type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7b89840\" data-id=\"7b89840\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-dc56d13 elementor-widget elementor-widget-text-editor\" data-id=\"dc56d13\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large is-resized\"><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight ); word-spacing: normal;\">\u010ceprav je ta zavarovalnica skoraj najdra\u017eja od vseh (vsaj v na\u0161em primeru), pa imajo posledi\u010dno izredno dobro specificirano kaj ti kot stranka lahko od njih pri\u010dakuje\u0161. Res je, da imate za predelat kar nekaj \u00bbsolate\u00ab beri splo\u0161nih pogojev, ampak \u010de povem po doma\u010de, stranka vsaj ve, pri \u010dem je\u00a0<\/span><img decoding=\"async\" class=\"emoji\" style=\"background-color: #ffffff; color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight ); word-spacing: normal; background-image: none !important;\" role=\"img\" draggable=\"false\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/1f609.svg\" alt=\"\ud83d\ude09\" \/><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight ); word-spacing: normal;\">.<\/span><\/figure>\n<\/div>\n<p>Na\u0161tetih imajo cel kup \u2013 natan\u010dneje 33 bolezni, motenj, napak, katero zdravljenje pod nobenim pogojem ne krijejo. Npr. kriptorhizem (ko se samcu moda ne spusti), komol\u010dna displazija, displazija kolkov, brahicefali\u010dni sindrom (izredno pogosto pri kratkogob\u010dnih pasmah) itd. Problem je, da ve\u010dina nas lastnikov psov, vsaj ve\u010dji del na\u0161tetih bolezni tako ne pozna, zato je fino za nasvet, razlago povpra\u0161ati veterinarja.<\/p>\n<p>Zavarovalnica Triglav ponuja tri pakete,\u00a0<span style=\"font-weight: bold;\">Mali, Veliki in Comfort<\/span>.<\/p>\n<p>Ker je tega kaj kateri zajema, ogromno, vsega ne bi sedaj na\u0161tevala. Mi bi se verjetno (\u010de nas ne bi Sava bolj navdu\u0161ila) odlo\u010dili za\u00a0<span style=\"font-weight: bold;\">Veliki paket<\/span>, ki poleg vsega kaj ponuja Mali paket, vsebuje dodatno (povzeto Splo\u0161ni pogoji za zavarovanje psov, ma\u010dk in ostalih dru\u017enih \u017eivali, str.2):<\/p>\n<ul>\n<li><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight ); word-spacing: normal;\">Diagnosticiranje in zdravljenje po\u0161kodb in obolenj sklepov (kosti in obsklepne strukture) ter hrbtenice s hrbtenja\u010do (v nadaljnem besedilu ortopedija)<\/span><\/li>\n<li>Diagnosticiranja in zdravljenja malignih ter benignih tumorjev.<\/li>\n<\/ul>\n<h5 style=\"word-spacing: 0px;\">KAJ MI JE V\u0160E\u010c&#8230;<\/h5>\n<p>Pri Triglavu imajo vrhunsko poskrbljeno za primer pogina \u017eivali, saj imajo napram Generaliju mnogo vi\u0161je vsote. Za vsako pasmo je namre\u010d dolo\u010den razpon vrednosti oz. zavarovalnih vsot, znotraj katerega se lahko dogovorite za ustrezno zavarovalno vsoto, npr. pri belgijskem ov\u010darju je to med 800 in 1200 \u20ac.<\/p>\n<h5 style=\"word-spacing: 0px;\">KAJ ME JE ZMOTILO&#8230;<\/h5>\n<p>Kot \u017ee re\u010deno zgoraj, kar nekaj pasem na \u017ealost ni mo\u017eno zavarovati v primeru odgovornosti. Pri nas slednje ne pomeni ni\u010d, ker belgijec ni na omenjeni \u00bb\u010drni listi\u00ab, pa vendar, me je pri raziskovanju slednja zadeva zmotila. Kot me je zmotilo, da v sklopu njihovega zavarovanja nima\u0161 pokritih sodnih stro\u0161kov (\u010de gre primer, kjer je na\u0161 ku\u017ea povzro\u010dil materialno\/nematerialno \u0161kodo na sodi\u0161\u010de).<\/p>\n<p>Triglav v sklopu zavarovanja psa, ponuja \u0161e cel kup t.i. dodatkov, ki morda pridejo komu prav in sicer zavarujete se lahko v primeru, \u010de bodo nastali stro\u0161ki za iskanje \u017eivali, kot tudi stro\u0161ki za pokop \u017eivali. Prav tako izredno prakti\u010dna zadeva, za vse tiste, ki ste sami in v primeru, \u010de se vam kaj zgodi, ne veste kdo bi \u010duval va\u0161ega ku\u017eka. Lahko se zavarujete tudi za to mo\u017enost \u2013 Zavarovanje stro\u0161kov nastanitve \u017eivali zaradi hospitalizacije zavarovanca.<\/p>\n<p>Morda \u0161e okviren izra\u010dun za na\u0161ega Conorja. Odlo\u010dili bi se za\u00a0<span style=\"font-weight: bold;\">Velik paket z 10% soudele\u017ebo<\/span>\u00a0in\u00a0<span style=\"font-weight: bold;\">letnim agregatom 3000 \u20ac.<\/span>\u00a0Za primer pogina \u017eivali bi vzeli vsoto 1000 \u20ac, seveda bi zavarovali tudi odgovornost za \u0161kodo na osebah in stvareh.<\/p>\n<p><span style=\"font-weight: bold;\">Vse skupaj bi pri\u0161lo okoli 340 \u20ac na leto, oz. 28\u20ac na mesec.<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-de86d9c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"de86d9c\" data-element_type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6d36992\" data-id=\"6d36992\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-388ec65 elementor-widget elementor-widget-image\" data-id=\"388ec65\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t<figure class=\"wp-caption\">\n\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" loading=\"lazy\" width=\"755\" height=\"378\" src=\"https:\/\/conorsadventure.si\/blog\/wp-content\/uploads\/2022\/09\/fotor_2023-2-8_8_56_50.jpg\" class=\"attachment-large size-large wp-image-5066\" alt=\"\" srcset=\"https:\/\/conorsadventure.si\/blog\/wp-content\/uploads\/2022\/09\/fotor_2023-2-8_8_56_50.jpg 755w, https:\/\/conorsadventure.si\/blog\/wp-content\/uploads\/2022\/09\/fotor_2023-2-8_8_56_50-300x150.jpg 300w\" sizes=\"(max-width: 755px) 100vw, 755px\" \/>\t\t\t\t\t\t\t\t\t\t\t<figcaption class=\"widget-image-caption wp-caption-text\">Za kak\u0161ne aktivne pse, ki se ukvarjajo z obrambo, agilityem ali drugim \u0161portom je Comfort paket od Triglava super izbira<\/figcaption>\n\t\t\t\t\t\t\t\t\t\t<\/figure>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-d2c7aed elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d2c7aed\" data-element_type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-ffbbcf6\" data-id=\"ffbbcf6\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-97a31a9 elementor-widget elementor-widget-text-editor\" data-id=\"97a31a9\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p style=\"box-sizing: border-box; color: #7a7a7a; font-family: Roboto, sans-serif; font-size: 15px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;\">\u00a0<\/p>\n<p style=\"box-sizing: border-box; color: #7a7a7a; font-family: Roboto, sans-serif; font-size: 15px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;\">\u00a0<\/p>\n<p style=\"box-sizing: border-box; color: #7a7a7a; font-family: Roboto, sans-serif; font-size: 15px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;\">Na\u010deloma se mi Zavarovalnica Triglav ne zdi slaba, sploh v primeru, da ima\u0161 psa za katerega ve\u0161, da ni podvr\u017een razli\u010dnim genetskim, prirojenim boleznim, pa da si z njim izredno \u0161portno aktiven, se morda res spla\u010da reskirat na letni ravni malce ve\u010d denarja in si privo\u0161\u010dit njihov najve\u010dji paket (Comfort), ki zajema prakti\u010dno vse.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c9d3083 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c9d3083\" data-element_type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-34f3ced\" data-id=\"34f3ced\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a09b9b0 elementor-widget elementor-widget-heading\" data-id=\"a09b9b0\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><span style=\"color: rgb(50, 50, 50); font-family: Dosis, sans-serif; font-size: 18px; text-align: center; white-space: normal;\">ZAVAROVALNICA sava (TUDI PRI NJIH JE MO\u017dNO SKLENITI ZAVAROVANJE PREKO SPLETA<\/span><\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-9274f49 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9274f49\" data-element_type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-183d025\" data-id=\"183d025\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-26bffe3 elementor-widget elementor-widget-image\" data-id=\"26bffe3\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" loading=\"lazy\" width=\"300\" height=\"110\" src=\"https:\/\/conorsadventure.si\/blog\/wp-content\/uploads\/2022\/09\/o_LOGO-SAVA-ZAVAROVALNCA-RGB_1024-300x110.jpg\" class=\"attachment-medium size-medium wp-image-5067\" alt=\"\" srcset=\"https:\/\/conorsadventure.si\/blog\/wp-content\/uploads\/2022\/09\/o_LOGO-SAVA-ZAVAROVALNCA-RGB_1024-300x110.jpg 300w, https:\/\/conorsadventure.si\/blog\/wp-content\/uploads\/2022\/09\/o_LOGO-SAVA-ZAVAROVALNCA-RGB_1024-768x282.jpg 768w, https:\/\/conorsadventure.si\/blog\/wp-content\/uploads\/2022\/09\/o_LOGO-SAVA-ZAVAROVALNCA-RGB_1024.jpg 1024w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-540582a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"540582a\" data-element_type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-92dc0e8\" data-id=\"92dc0e8\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-27103fd elementor-widget elementor-widget-text-editor\" data-id=\"27103fd\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Sava ima malce druga\u010den na\u010din dolo\u010danja (ne vem kako se izraziti), zavarovanja kot njeni predhodnici. Pri njih namre\u010d nimajo zavarovanja po paketih, temve\u010d smo\u00a0<span style=\"font-weight: bold;\">vsi upravi\u010deni, do vseh vrst zdravljenja. Da razlo\u017eim;<\/span><\/p>\n<p>Izbrati je treba:<\/p>\n<ul>\n<li>letno premijo, kjer se dolo\u010di letni agregat (1000, 2000 ali 4000 \u20ac), v sklopu tega se dolo\u010di tudi v kateri razred (katera pasma je bolj podvr\u017eena kak\u0161ni bolezni) spada ku\u017ea (od 1 do 5)<\/li>\n<li>dolo\u010di se vrednost ob primeru pogina\/evtanazije psa, v sklopu tega imate krito tudi pokop ali kremacijo \u017eivali<\/li>\n<li>izbere se \u0161e zavarovanje odgovornosti (kot re\u010deno, \u010de pes koga ugrizne, po\u0161koduje),<\/li>\n<li>po \u017eelji se doda \u0161e asistenco, kjer se krijejo stro\u0161ki nastanitve \u017eivali (v primeru kadar se nam ali komu iz na\u0161ega skupnega gospodinjstva zgodi kak\u0161na nezgoda ali bolezen).<\/li>\n<\/ul>\n<p>Ko izberete svoje zavarovanje, ste nato enakovredno upravi\u010deni do kritja stro\u0161kov, ki so nastali na podlagi nezgode ali bolezni va\u0161ega ku\u017eka, ne glede nato, ali ste letno zavarovalno vsoto dolo\u010dili zgolj za 1000 \u20ac, ali za 4000 \u20ac.\u00a0 Slednje se mi zdi super, saj je te\u017eko naprej vedeti kako ob\u0161irno veterinarsko pomo\u010d bomo potrebovali v prihodnje? (\u010ce pretiravam, ali si bo ku\u017ea \u00bbzgolj\u00ab zlomil noht, ali si bo \u00bbbog ne daj\u00ab zlomil ta\u010dko in bo potrebna operacija\u00a0<img decoding=\"async\" class=\"emoji\" role=\"img\" draggable=\"false\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/1f644.svg\" alt=\"\ud83d\ude44\" \/>?)<\/p>\n<p>Treba je poudariti, da tudi Sava ne krije prirojenih bolezni. V kolikor je bilo \u017ee kje zavedeno, da je pes bolan, kritja v tem primeru ni. Kot tudi ne krijejo preventive (cepljenje, odstranjevanje zobnega kamna itd.), nege (stri\u017eenje nohtov) in napake veterinarja.<\/p>\n<h5 style=\"word-spacing: 0px;\">KAJ MI JE V\u0160E\u010c&#8230;.<\/h5>\n<p>Pri Savi mi je izredno v\u0161e\u010d, da je mo\u017eno za odgovornost zavarovati prakti\u010dno vse pasme. Seveda je edini pogoj, da pes ni vpisan v register nevarnih psov (kar je logi\u010dno\u00a0<img decoding=\"async\" class=\"emoji\" role=\"img\" draggable=\"false\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/1f60a.svg\" alt=\"\ud83d\ude0a\" \/>). Prav tako imajo izredno visoko vrednost kritja in sicer 100.000 \u20ac (kar je najve\u010d od vseh). V sklopu zavarovanja odgovornosti pa krijejo tudi odvetni\u0161ke stro\u0161ke v primeru sodnih postopkov.<\/p>\n<h5 style=\"word-spacing: 0px;\">KAJ ME JE ZMOTILO&#8230;.<\/h5>\n<p>Morda minus pri Savi, kar me je mi\u010dkeno zmotilo, je pravilo glede na\u0161e soudele\u017ebe.<\/p>\n<ul>\n<li>In sicer do 5ega leta starosti na\u0161ega ku\u017eka v primeru pogina zaradi nezgode, oziroma zdravljenje zaradi bolezni ali nezgode zna\u0161a soudele\u017eba 10 %, vendar ne manj kot 50 \u20ac.<\/li>\n<li>Od 5ega leta starosti naprej, pa zna\u0161a omenjena udele\u017eba 20%, vendar ne manj kot 50 \u20ac.<\/li>\n<\/ul>\n<p>Torej v primeru, da se na\u0161 kosmatinec ure\u017ee in je za to potreben obisk veterinarja ter so stro\u0161ki z enim \u0161ivom in zdravili nekje 60-70 \u20ac, pla\u010damo mi 50 \u20ac, ostalo pa Zavarovalnica Sava. Nekaj povsem drugega je, \u010de pride do huj\u0161ih bolezni ali nezgode. Potem je tak\u0161en sistem za na\u0161 \u017eep bistveno prijetnej\u0161i\u00a0<img decoding=\"async\" class=\"emoji\" role=\"img\" draggable=\"false\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/1f609.svg\" alt=\"\ud83d\ude09\" \/>.<\/p>\n<p>\u0160e informativni izra\u010dun za na\u0161ega Conorja. Odlo\u010dili smo se za letni agregat 2000 \u20ac, zavarovanje za pogin\/evtanazijo zaradi nezgode v vi\u0161ini 1200 \u20ac, zraven smo dodali \u0161e asistenco, pa absolutno tudi zavarovanje odgovornosti. Vse skupaj je pri\u0161lo okoli 240 \u20ac na leto oz. 20 \u20ac na mesec.<\/p>\n<p>Po pregledu vseh ponudb in razli\u010dnih paketov nas je\u00a0<span style=\"font-weight: bold;\">najbolj prepri\u010dala Zavarovalnica Sava<\/span>. Priznam, da je poleg dokaj v redu pogojev in normalne cene imela ogromno vlogo njihov odnos. Sploh izredna zavzetost agentke Petre. Sama sem se namre\u010d noro poglabljala v tisti del \u00bbsplo\u0161nih pogojev\u00ab, kjer je govora o tem, \u010desar zavarovanje NE krije, pa kako je s prirojenimi boleznimi\u2026<\/p>\n<p>Lahko se sli\u0161i naivno in za lase privle\u010deno, pa vendar od njih sem dobila ob\u010dutek, da jim je res mar za svoje stranke. In se zavedajo stiske, ki jo lastniki ob nezgodi\/bolezni do\u017eivljamo. V svoji ekipi imajo zaposlenega tudi veterinarja.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-32bc804 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"32bc804\" data-element_type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-9ff9311\" data-id=\"9ff9311\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c412f6b elementor-widget elementor-widget-text-editor\" data-id=\"c412f6b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<h5 class=\"has-text-align-center\" style=\"word-spacing: 0px;\"><span style=\"font-size: 1.1em; word-spacing: normal;\">ZA ZAKLJU\u010cEK&#8230;<\/span><\/h5>\n<p>Upam, da vam je bil \u010dlanek vsaj v neko okvirno pomo\u010d. Sama sem se posku\u0161ala v razli\u010dno dokumentacijo res poglobiti in nekako izlu\u0161\u010diti tiste bolj pomembne stvari, ki jih je fajn vedeti in na katere je fajn biti pozoren.<\/p>\n<p>Zgolj v vednost, sama nisem pravnica, ne zavarovalna agentka, zato vas vljudno prosim, da preden se za dolo\u010deno zavarovalnico odlo\u010dite, dobro preberite splo\u0161ne pogoje.<\/p>\n<p>Upam, da se odlo\u010dite dobro in premi\u0161ljeno\u00a0<img decoding=\"async\" class=\"emoji\" role=\"img\" draggable=\"false\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/1f609.svg\" alt=\"\ud83d\ude09\" \/><\/p>\n<p><span style=\"font-weight: bold;\">\u010cisto za na konec pa \u0161e VESELA novica za vse, ki vas je moje pisanje nekako premaknilo na stran Zavarovalnice Sava. Mimogrede jaz sem vsako zavarovalnico vpra\u0161ala ali bi ponudila za VAS na\u0161e bralce, sledilce, kupce kak\u0161en popust.<\/span><\/p>\n<p><span style=\"font-weight: bold;\">Generali nam je ponudil mo\u017enost popusta pri njihovem spletnem produktu WIZ ku\u017ea, kot tudi Sava je z veseljem ponudila popust.<\/span><\/p>\n<p><span style=\"font-weight: bold;\">\u017dal jim sistem ne omogo\u010da uporabo KODE za sklenitev zavarovanja preko spleta. Kar pomeni, da lahko popust unov\u010dite zgolj v \u017eivo pri svetovalcu. Vsi, ki ste zainteresirani za omenjen popust, mi prosim pi\u0161ite na email\u00a0<a href=\"https:\/\/conorsadventure.si\/kontakt\">pija@conorsadventure.com<\/a>\u00a0in vam ga (popust\/kodo) po\u0161ljem<\/span>\u00a0<img decoding=\"async\" class=\"emoji\" role=\"img\" draggable=\"false\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/1f609.svg\" alt=\"\ud83d\ude09\" \/>.<\/p>\n<p>Prav tako smo se s Savo dogovorili za sodelovanje pri na\u0161em najnovej\u0161em PUPPY PAKETU (vse za mladi\u010dka),\u00a0<a href=\"https:\/\/conorsadventure.si\/za-mladicke\/puppy-paket\">ki ga najde\u0161 tukaj.<\/a><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-857e695 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"857e695\" data-element_type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e230794\" data-id=\"e230794\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-23fce43 elementor-widget elementor-widget-text-editor\" data-id=\"23fce43\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"product_info related-posts\" id=\"relatedproducts26394\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"postauthor-top\"><h3>PUPPY PAKET IN 5% POPUST NA ZAVAROVANJE PSA<\/h3><\/div>\n\t\t\t\t\t\t\t\t<div class=\"owl-carousel product_carousel\">\n\t\t\t\t  \t\t\t\t  <div class=\"item\">\n\t\t\t\t\t\t<a href='https:\/\/conorsadventure.si\/komplet-aktivno-s-psom'><img decoding=\"async\" src=\"https:\/\/conorsadventure.si\/image\/cache\/catalog\/produkti\/4-Komplet-za-aktivne\/GLAVNA-270x270.jpg\"><\/a>\n\t\t\t\t\t\t<p style='text-align:center'><a href='https:\/\/conorsadventure.si\/komplet-aktivno-s-psom'>Komplet Aktivno s psom<\/a><\/p>\n\t\t\t\t\t\t<p class='price'>119.90\u20ac<\/p>\n\t\t\t\t  <\/div>\n\t\t\t\t  \t\t\t\t  <div class=\"item\">\n\t\t\t\t\t\t<a href='https:\/\/conorsadventure.si\/40mm-magnetna-pasja-ovratnica'><img decoding=\"async\" src=\"https:\/\/conorsadventure.si\/image\/cache\/catalog\/produkti\/10-40mm-magnetna-pasja-ovratnica\/Nove barve 40-270x270.jpg\"><\/a>\n\t\t\t\t\t\t<p style='text-align:center'><a href='https:\/\/conorsadventure.si\/40mm-magnetna-pasja-ovratnica'>40mm magnetna pasja ovratnica<\/a><\/p>\n\t\t\t\t\t\t<p class='price'>38.90\u20ac<\/p>\n\t\t\t\t  <\/div>\n\t\t\t\t  \t\t\t\t  <div class=\"item\">\n\t\t\t\t\t\t<a href='https:\/\/conorsadventure.si\/25mm-magnetna-pasja-ovratnica'><img decoding=\"async\" src=\"https:\/\/conorsadventure.si\/image\/cache\/catalog\/produkti\/9-25mm-magnetna-pasja-ovratnica\/Nove barve 25-270x270.jpg\"><\/a>\n\t\t\t\t\t\t<p style='text-align:center'><a href='https:\/\/conorsadventure.si\/25mm-magnetna-pasja-ovratnica'>25mm magnetna pasja ovratnica<\/a><\/p>\n\t\t\t\t\t\t<p class='price'>34.90\u20ac<\/p>\n\t\t\t\t  <\/div>\n\t\t\t\t  \t\t\t\t \n\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class='clear'><\/div>\n\t\t<\/div>\n\t\t<style>\n\t\t.product_info .owl-carousel .item{\n\t\t\tposition:relative;\n\t\t}\n\t\t.product_info .owl-carousel .item .price{\n\t\t\tposition:absolute;\n\t\t\ttop:5px;\n\t\t\tright:5px;\n\t\t\tcolor:#FFB902;\n\t\t}\n\n\t\t.owl-nav {\n\t\t\t\tposition: absolute;\n\t\t\t\ttext-align: center;\n\t\t\t\tdisplay: inline-block;\n\t\t\t\tvertical-align: top;\n\t\t\t\tleft:50%;\n\t\t\t\tmargin-left:-41px;\n\t\t\t}\n\n.owl-nav button,\n.swiper-navigation .btn {\n\tdisplay: block;\n    position: relative;\n    top: 32%;\n    z-index: 99;\n    bottom: auto;\n    width: 30px;\n    height: 30px;\n    padding: 0;\n    font-size: 0;\n    line-height: 0;\n    color: #6c6c6c;\n    background-color: #ffffff;\n    background-size: 13px !important;\n    background-repeat: no-repeat;\n    background-position: center;\n    border-radius: 50px;\n    -webkit-border-radius: 50px;\n    -khtml-border-radius: 50px;\n    -moz-border-radius: 50px;\n    transition: all 0.3s ease-out 0s;\n    -webkit-transition: all 0.3s ease-out 0s;\n    -moz-transition: all 0.3s ease-out 0s;\n    -ms-transition: all 0.3s ease-out 0s;\n    -o-transition: all 0.3s ease-out 0s;\n    display: inline-block;\n    vertical-align: top;\n\tfloat: left;\n    margin: 0 5px;\n    border: 1px solid #FFB902 !important;\n}\n\n.owl-nav .owl-prev,\n.swiper-navigation #swiper-button-prev {\n\tright: auto;\n\tleft: 0;\n\tcursor: pointer;\n}\n\n.owl-nav .owl-prev:hover,\n.swiper-navigation #swiper-button-prev:hover {\n\tbackground-color: #7E4C4F;\n\tborder-color: #7E4C4F !important;\n}\n\n.owl-nav .owl-next,\n.swiper-navigation #swiper-button-next {\n\tright: 0;\n\tleft: auto;\n\tcursor: pointer;\n}\n\n.product_carousel .owl-nav .owl-prev span,.product_carousel .owl-nav .owl-next span{\n\t\tfont-size:30px;\n\t\tcolor:#FFB902;\n\t\tline-height:24px;\n}\n.product_carousel .owl-nav .owl-prev:hover span,.product_carousel .owl-nav .owl-next:hover span{\n\t\tcolor:#7E4C4F;\n}\n.customNavigation a.next:hover,\n.owl-nav .owl-next:hover,\n.swiper-navigation #swiper-button-next:hover {\n\tbackground-color: #7E4C4F;\n\tborder-color: #7E4C4F !important;\n}\n\n\n\t\t@media (min-width: 992px) {\n\t\t\t.common-home .owl-nav .owl-prev:before, .product_carousel .owl-nav .owl-prev:before {\n\t\t\t\twidth: 60px;\n\t\t\t\tleft: -61px;\n\t\t\t\ttop: 11px;\n\t\t\t\tbottom: auto;\n\t\t\t\tright: auto;\n\t\t\t}\n\t\t\t.common-home .owl-nav .owl-prev:after, .product_carousel .owl-nav .owl-prev:after {\n\t\t\t\twidth: 42px;\n\t\t\t\tleft: -43px;\n\t\t\t\ttop: 17px;\n\t\t\t\tbottom: auto;\n\t\t\t\tright: auto;\n\t\t\t}\n\t\t\t\n\t\t\t\n\t\t}\n\t\t\n\t\t.owl-item.cloned{\n\t\t\tdisplay:hidden;\n\t\t}\n\t\t<\/style>\n\t\t<script>\n\t\t\tjQuery(document).ready(function($){\n\t\t\t\t$('.owl-carousel').owlCarousel({\n\t\t\t\t\tloop:false,\n\t\t\t\t\tmargin:10,\n\t\t\t\t\tnav:true,\n\t\t\t\t\tresponsive:{\n\t\t\t\t\t\t0:{\n\t\t\t\t\t\t\titems:1\n\t\t\t\t\t\t},\n\t\t\t\t\t\t600:{\n\t\t\t\t\t\t\titems:3\n\t\t\t\t\t\t},\n\t\t\t\t\t\t1000:{\n\t\t\t\t\t\t\titems:3\n\t\t\t\t\t\t}\n\t\t\t\t\t}\n\t\t\t\t});\n\t\t\t});\n\t\t<\/script>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-04fe492 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"04fe492\" data-element_type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-8a76bb9\" data-id=\"8a76bb9\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5e2210d elementor-widget elementor-widget-text-editor\" data-id=\"5e2210d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<h5 class=\"has-text-align-center\" style=\"word-spacing: 0px;\">UPORABLJENI VIRI:<\/h5>\n<ul>\n<li><a href=\"https:\/\/www.triglav.si\/zavarovanja\/zasebni\/zavarovanje-malih-zivali\/zavarovanje-psov\">Triglav Zavarovalnica, njihov kontakt, podatki od zaposlenih (komunikacija preko mejla)<\/a><\/li>\n<li><a href=\"https:\/\/www.zav-sava.si\/sl-si\/zavarovanja\/zivali\/nase-tacke\/\" target=\"_blank\" rel=\"noreferrer noopener\">Zavarovalnica Sava, kontakt, podatki od zaposlenih (komunikacija preko mejla)<\/a><\/li>\n<li><a href=\"https:\/\/www.generali.si\/zavarovanje\/zivali\/zavarovanje-kuza-as#page-top\" target=\"_blank\" rel=\"noreferrer noopener\">Zavarovalnica Generali, kontakt, podatki od zaposlenih (komunikacija preko mejla)<\/a><\/li>\n<\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Kje zavarovati svojega psa? Vpra\u0161anje na katerega \u017eal ni mo\u017eno \u00bbpravilno\u00ab odgovoriti, saj se vmes&hellip;<\/p>\n<p> <a class=\"more-link\" href=\"https:\/\/conorsadventure.si\/blog\/2022\/09\/19\/kje-zavarovati-svojega-psa\/\">Beri dalje<\/a><\/p>\n","protected":false},"author":990002,"featured_media":4887,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[520],"tags":[528,487],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>KJE ZAVAROVATI SVOJEGA PSA? - Conor&#039;s Adventure<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/conorsadventure.si\/blog\/2022\/09\/19\/kje-zavarovati-svojega-psa\/\" \/>\n<meta property=\"og:locale\" content=\"sl_SI\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"KJE ZAVAROVATI SVOJEGA PSA? - Conor&#039;s Adventure\" \/>\n<meta property=\"og:description\" content=\"Kje zavarovati svojega psa? 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